November 2, 2023

The 6 Best Ways to Maximize Your Car Accident Settlement

Getting the most out of your car accident settlement in Missouri

A car accident settlement can be quite significant if the case is severe enough to result in bad injuries or even death. You will want to seek out a substantial personal injury recovery as you’ll have considerable expenses.

Car accidents can be traumatic experiences that not only leave you physically injured but also emotionally and financially burdened. If you find yourself in such a situation, it’s crucial to maximize your compensation to cover medical bills, repair costs, and lost wages. In this article, we’ll explore six effective strategies to ensure you receive the compensation you deserve.

First and foremost, we always recommend you have car insurance before getting behind the wheel. Missouri is “No Pay, No Play” state which means uninsured drivers cannot receive compensation for a car accident.

Here are some ways to get the most out of your car accident settlement:

#1 Request a police report after the accident

As soon as the accident happens and you know you are suffering injuries, call 911 and request that the police create a police report.

This means that they will detail what happened and document anyone involved. They will also record anyone who might have been a witness. This report can serve you in a legal case. Be sure to ask them to take any pictures of the scene if you are too injured and cannot do so yourself.

How a police report can make or break your car accident case

Calling the police to the accident scene is crucial. They will create a detailed report that documents the incident, the parties involved, and any potential witnesses. This police report is a vital piece of evidence when making an insurance claim.

#2 Document as much of the car accident as possible

You can also write up a report for your car accident settlement case. You should try to get pictures of everything that happened and all contact and insurance information of the people involved in the accident.

Write any other relevant information such as what vehicle was being driven, license plates, and witness statements. Take pictures of the scene and any items involved in the scene.

Collecting information and evidence at the scene

At the accident scene, gather as much information as possible. Exchange contact and insurance information with the other driver involved. This information will be vital when you need to contact their insurance company or your own. Additionally, obtain contact information from any witnesses present at the scene.

Taking photographs of the accident and surroundings

In the age of smartphones, taking photographs has become easier than ever. Capture images of the accident scene, vehicle damage, and any visible injuries. These pictures can serve as valuable evidence when negotiating with insurance companies.

#3 Seek a medical professional

Do not delay any medical treatment needed, as it can make it look like your injuries were not sufficient, meaning the at-fault party can use it against your case. Try to keep all the medical documents you can from the accident.

Even if you don’t feel any pain, it’s important that you get a medical examination. Adrenaline can cause you not to feel pain for a little while; not until it’s very serious.

Keep all of your car accident medical records so that you can show them when you put in your claim.

Importance of Prompt Medical Care

After a car accident, your health should be your top priority. Even if you feel fine initially, some injuries may not manifest immediately. Seeking prompt medical attention is crucial because it documents your injuries and ensures early diagnosis and treatment. This documentation will be essential when filing an insurance claim.

Documenting Your Injuries

Your medical records will serve as crucial evidence in your case. Ensure that your doctor thoroughly examines you and documents all injuries, regardless of how minor they may seem. This documentation helps establish a direct link between the accident and your injuries.

#4 Take care of yourself after the car accident

Follow your doctor’s instructions by following your personal injury claim and make sure that you are mentally and physically stable before filing your claim.

Try your best to not treat yourself solely with painkillers, as people can become addicted, which could become a huge risk to your personal injury claim.

#5 Calculate your damages

In some cases, negotiations with insurance companies may not yield a fair settlement. In such instances, pursuing litigation may be necessary to ensure you receive just compensation. Your attorney can advise you on this course of action. It is extremely important you have an idea as to how much you are entitled. This can be difficult when it comes to things like injuries and pain and suffering, but, keep track of all of the property that was damaged in the accident.

Some of the things you can expect compensation for include:

Medical Expenses

When calculating your damages, be sure to include all medical expenses, from initial treatment to ongoing rehabilitation. These costs should be covered by your settlement.

Lost Wages

If your injuries have resulted in lost income, make sure to document your lost wages and seek compensation for this financial hardship.

Pain and Suffering

Pain and suffering are valid components of a compensation claim. Your attorney can help quantify this subjective damage and ensure you’re adequately compensated.

#6 Hire a car accident lawyer

When you file for your personal injury claim, do not forget about documentation. If you or the other person in the accident proceed to go to court, documentation of the injury will be critical.

A personal injury attorney will help you understand what car accident compensation you are entitled to after an automobile collision.

You may need some legal help if your case is getting too complicated. Find a car accident attorney who has dealt with these cases before and knows the law.

Make sure that you look for a lawyer who has experience working with insurance companies. They are the ones who will have to speak to the opposing individual/lawyer and their insurance company on your behalf.

Legal Guidance Is Crucial

Navigating the legal complexities of a car accident claim can be challenging. Hiring an experienced attorney can significantly improve your chances of a favorable outcome. An attorney can help you understand your rights and guide you through the entire process.

Evaluating Your Claim

An attorney can assess the strength of your claim and provide insights into the potential compensation you may be entitled to. They will work to ensure that you receive a fair settlement that covers your medical expenses, lost wages, and pain and suffering.

Negotiating with insurance companies

Insurance companies often employ tactics to minimize payouts. Having an attorney on your side can help you understand the claims process and navigate the complexities. They will ensure that you don’t accept an inadequate settlement.

Insurance companies may use various tactics, such as delay, deny, or underpay, to minimize their liability. A personal injury attorney can help you recognize and counter these tactics, ensuring that you receive the compensation you deserve.