The Benefits of Hiring an Insurance Attorney
The injury claim process can be confusing and complicated if you do not hire a car accident lawyer. You might end up losing some benefits if you are not aware of all your claiming rights.
Because of this, you should always consider the service of an insurance attorney.
When you hire an insurance attorney, they will…
1. Handle the Insurance Company for You
Insurance companies are a business, and like any other business, their goal is to make as much money as possible. If they can get away with not paying the negotiated amount, they will do all within their power to do that. With their massive budget, they can draft a contract which ensures that they will get the upper hand if a claiming is to occur. If you aren’t well equipped to deal with this legal issue, you might not get the most benefits out of your investment.
This is where a professional insurance attorney comes in. They have the knowledge and the experience to check for any disadvantages that you might be under and make the claims for you if necessary. They can also help you prepare the required documents to ensure that you get every dime that you deserve. If you opt to negotiate the deal yourself, it could turn south, and you might be the one who loses money. All in all, it is a better idea to leave the legality issues with a well-versed professional.
2. Prove Liability for Your Injuries
The process of claiming the fault of the other party can be the most challenging part of an injury claim. If you’re unable to prove that you’re not the cause of the accident, you might be able to claim less insurance money, and your credit scores will go down. You need to know what evidence to look for to ensure that you have the upper hand in the legal battle.
If you want to build a compelling case, there can be no stone left unturned. Every detail of the case must be examined, and a professional insurance lawyer will make sure that they do all in their power to build a strong argument for you. They will need to discuss with medical experts to see if it’s possible for your injury to occur if the other party’s claim is valid. Additionally, they can talk to the authorities about the records and reports of the accident. These aspects will give the attorney a clearer picture of what really happened. It will protect you against contributory negligence which will hurt your credentials and your injury claim.
3. Determine the True Value of Your Injuries
Often, the insurance company might try to lower your case for a claim in order to pay you less. They might often pressure you to accept these deals, leaving you to be responsible for the bulk of the treatment costs. An attorney who represents your best interest can deal with this case for you to ensure that insurance companies aren’t taking advantage of you.
They will look at all the possible claims that you can make and work with your case to ensure that you’re taken care of. For example, the insurance company might only offer you an immediate payment upfront with no long-term care. If your injury is long-lasting and it hinders your ability to work in the future, you will need to also claim for the present and future medical treatments as well. These are all the potentials claims you could be missing if you’re going through the process without consulting a professional.
4. Negotiate a Fair Settlement
Insurance negotiators are masters at cutting costs for their parties, which might make the deal unfair for you. By having an equally-skilled negotiator on your side, you’re guaranteed to have a fair settlement negotiation at the end of the process. You can rest assured that there’s someone whom you can trust that will really represent your best interests. Contact an insurance attorney before engaging in any type of settlement negotiation, because once the contract is signed, there’s no renegotiating. What you get is what you get.
5. File a Personal Injury Lawsuit if Necessary
If everything goes south and the insurance company is mistreating you, an insurance attorney can guide you through the process of a lawsuit. You can file a personal injury lawsuit to demand the amount of compensation that you deserve, and with a good case, you can actually get more money out of it than your original claim.
Often times, if you have a good case, just the threat of the lawsuit alone can make the negotiator come to a fair settlement. But the only way to ensure that you can build a good case, you need to work with an experienced attorney who knows what they’re doing.
6. Explain the Laws and Regulations that Apply to Your Claim
Most people aren’t aware of the extensive laws and regulations of the insurance industry. The business is just a big pile of contracts that detail the responsible party and associated compensations. Without having a thorough understanding of the business and how it is governed, you could lose a ton of benefits.
By having an experienced professional explain to you what you need to do in order get the compensation that you deserve, you’ll be more confident going forward. You won’t feel lost or overwhelmed by the thick legal books and contracts that you would have to read to apply for your own claim. You will be guided along the process by a professional who has your best interest in mind, so you can rest assured that you’re in good hands.
Experienced Injury Attorneys That Get You The Compensation You Deserve
If you’ve been involved in a serious accident, you are likely feeling overwhelmed. You may be unsure of what to do.
The attorneys at Suddarth and Koor, LLC can help you understand your options and determine your next step. We have experience helping clients who have been injured like you. We believe in personal attention and dedicated service. When you have a question, we have an answer.
Suddarth & Koor, LLC is the top legal choice for the people of St. Charles County and the surrounding areas who have been injured due to an accident or negligence of another. We will work with you to make sure you get the monetary assistance you are entitled to after being involved in an accident.
If you believe that another person involved in the accident is at fault, contact us today and schedule an appointment. We will walk through all the details with you to make sure you have a strong case and then discuss the next steps.